IRAs - Individual Retirement Accounts - Concho Educators FCU

Concho Educators FCU
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Individual Retirement Accounts
$500 minimum opening deposit.

Hold on to more of your money!

Traditional and Roth IRAs are personal savings plans that allow you to keep more money for yourself and pay less to Uncle Sam.
The main question to consider is: Do you want to save on taxes now or when you retire?
Roth IRA
If you want to save on taxes when you retire, choose a Roth IRA.

Roth IRAs are a good fit if you do not need the tax break now.  If flexibility is what you need, consider a Roth IRA.

A Roth IRA is a more flexible investment because:

  1. You can withdraw regular contributions at any time, tax-free and penalty-free.
  2. You do not have to take mandatory distributions at age 70 1/2.
Traditional IRA
If you want to save on taxes now, choose a Traditional IRA.

Traditional IRAs make sense if you want a tax deduction now or if you think you will be in a lower tax bracket when you retire.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS#716532
Copyright © 2017 Concho Educators Federal Credit Union. All Rights Reserved.
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About Us
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
National Credit Union Administration
Equal Housing Lender
National Credit Union Administration
Equal Housing Lender
Concho Educators
ACH Routing # 311387865
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